Here are some of my finance-related articles:

Top five mistakes first time home-buyers make: http://www.helium.com/items/1644662-mistakes-home-buyers-should-avoid

Why saving pennies paves the way to financial freedom: "It's usually the case in life that to achieve something monumental we have to start with achieving something small. To illustrate this, if you set out to eat an elephant, you'd have to start with one small mouthful." Read the rest of this article here to find out what eating an elephant has got to do with saving pennies! http://www.helium.com/items/1526317-achieving-financial-freedom

How to cut down on living expenses: Whether you're dealing with the consequences of the credit crunch or just want to maximise your disposable income, a good starting point is often to cut your living expenses. In "Five steps to killing your living expenses", I have outlined some straightforward steps that you can take to free up more money, http://www.helium.com/items/1485336-five-steps-to-killing-your-living-expenses

Understanding the changes to the ISA tax-free savings limits for 2009/10. The UK Chancellor, Alistair Darling, announced during his 2009 budget speech that the annual ISA limits were to be increased. This is great news for all UK-based savers and you can read the full details here, http://www.helium.com/items/1443445-what-are-the-changes-to-the-isa-tax-free-limits-for-200910-that-were-announced-in-the-budget

The impact of nationalisation upon bank shareholders. With governments having had to take a share in some banks, and the spectre of full nationalisation still not dispelled, this article looks at the potential impacts for bank shareholders. http://www.helium.com/items/1321513-what-does-nationalisation-mean-for-bank-shares

How to get out of debt. Debt can cripple our finances and sap our morale. There are some steps that you can take, however, to get out of debt as this article explores. http://www.helium.com/items/1348043-how-to-pay-off-debt-and-become-debt-free

It's tempting to overspend at Christmas or when on holiday but this can leave us with a nasty financial headache, when the time comes to pay off the credit card or overdraft. Here's an article, then, about how to manage holiday debt, http://www.helium.com/items/1278551-how-to-repay-christmas-and-holiday-debt

Finding ways of saving money is always appreciated, so an article listing 7 great ways to save money will hopefully be of interest to many of you. The last time I checked, there were 137 articles on this theme (so plenty to choose from!) and mine was ranked top, which is nice. http://www.helium.com/items/1254851-how-to-save-money-and-reduce-bills-and-costs

With the current economic malaise showing little sign of ending, many people are asking themselves how they can cope with the challenges that it is presenting? Here's an article that provides some views on how individuals can prepare for and mitigate the worst effects of the economic crunch, http://www.helium.com/items/1239180-how-to-survive-an-economic-recession

How to profit from a recession - With world economies following each other into recession, the economic outlook may seem fairly bleak. For some, though, could this changed economic position actually present an opportunity? This article looks into the possibilities that may be presented, http://www.helium.com/items/829229-how-to-profit-from-a-recession

Should you keep all your money with one bank? http://www.helium.com/items/843513-should-you-keep-all-your-money-with-one-bank (A very topical question given the financial turmoil that's been seen on both sides of the Atlantic in recent weeks!)

What to look for in a mortgage - http://www.helium.com/items/1151472-what-features-to-consider-when-applying-for-a-mortgage

Determining how much of a mortgage you can afford - http://www.helium.com/items/1123169-calculating-how-much-of-a-mortgage-you-can-afford

'Neither a borrower nor a lender be'. Does this adage still hold true? http://www.helium.com/items/651885-reflections-neither-a-borrower-nor-a-lender-be